Roofing in New Albany, Indiana

Storms that affect New Albany roofs

Wind is a big part of the storm picture here. The March 3, 2023 storm brought measured 79 mph gusts to Louisville International Airport and Bowman Field, with wind damage reported near Floyds Knobs and St. Matthews (NWS Louisville).

Hail is the other threat. On April 2, 2024, hail was reported near New Albany on the same day an EF-2 tornado crossed from Utica, Indiana into Prospect, Kentucky (NWS Louisville). Hail can come with any strong thunderstorm, and ridge caps are especially vulnerable on asphalt shingle roofs. Dents on gutters, downspouts and A/C units can be clues that hail came through (IBHS).

Common roofing jobs in New Albany

After a storm, a roofer in New Albany may look at shingle damage, lifted or missing flashing, and soffit or fascia that took a hit from wind or debris. Depending on what they find, a roofer may suggest a spot repair, a partial re-roof, or a full replacement if the damage is widespread or the roof is already near the end of its useful life.

Indiana's state code, the 2020 Indiana Residential Code, applies in New Albany. Drip edge is required at eaves and rakes of shingle roofs. Ice and water shield is required only when the shingle maker's instructions call for it (Indiana Department of Homeland Security).

Ask your roofer whether your job needs a permit. Indiana's Attorney General says not to let work start until any required permit is issued.

Your rights on a home repair contract in Southern Indiana

Indiana law gives you protections on a home repair contract. You can cancel the contract until midnight of the third business day after the later of signing it or receiving your insurer's final written decision on the claim (IC 24-5-11).

Indiana law also bars contractors from offering to pay or rebate any part of your insurance deductible. A written contract is required for jobs over $150, and it must include a description of the work, start and finish dates, and the price (IC 24-5-11 and Indiana AG).

Your policy decides what is covered. If you think a storm caused damage, call your insurance agent before signing anything with a contractor.

What affects the cost of roofing in New Albany

A roofer looks at several factors before quoting a job: the size and pitch of the roof, how many layers are already on it, the condition of the decking underneath, whether flashing needs to come out, and how accessible the roof is. Material choice matters too. No single number fits every job.

How to choose roofers in New Albany, Indiana

The Indiana Attorney General says home improvement contracts over $150 must be in writing, don't pay the whole job before work begins, and don't pay more than one third as a down payment. Licensing requirements vary from community to community, so check with your city or county.

IBHS suggests getting at least three written estimates, checking for general liability insurance and workers' comp, and looking for a roofer with a permanent local presence and experience with your roof type.

Frequently asked questions